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About First Franklin

Non-prime originator First Franklin Financial Corporation provides a wide array of products and services to mortgage brokers and bankers. We originate, purchase, sell and securitize non-prime residential first and second lien mortgage loans. Our proprietary risk-based Direct AccessSM line of loan programs simplifies the loan process for brokers and borrowers across the credit spectrum.

Founded in 1981 by brothers William D. and Steve D. Dallas, First Franklin has grown from a small retail brokerage to a full-service mortgage lender operating throughout the United States. Since 1995, the aggressive Direct Access product line and our record for responsive customer service have established us as a strong market presence in the mortgage industry.

First Franklin currently conducts business with more than 23,000 mortgage brokers and bankers and operates wholesale centers throughout the United States.

First Franklin Financial Corporation, a leading nationwide mortgage lender, is a subsidiary of National City Corporation (NYSE: NCC). First Franklin employs approximately 2,000 mortgage professionals and originated $20.14 billion in non-prime mortgages in 2003. First Franklin is headquartered in San Jose, California and maintains 33 sales branches throughout the country.

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