Think Forward


Our loan products can help you sell more homes to more clients. First Franklin originated $20.14 billion in Direct AccessSM mortgages in 2003, and we're here to support your customers' future needs as well. Flexible lending program parameters include:

  • 100% financing*
  • No private mortgage insurance
  • Back-end debt ratios of up to 55%
  • Credit score minimum as low as 540
  • A variety of options to verify a borrower's income, including LIV, NIV and No Doc programs

Even if your clients have recently filed bankruptcy, First Franklin probably has a Direct Access loan product for them. Contact your closest First Franklin branch, and one of our account executives will help you locate a mortgage broker with whom your clients can discuss their needs.

If you know a mortgage professional who may wish to become a First Franklin-Approved Broker, please refer them to our Broker Application page.

*No down payment, some closing costs may be required.